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Today, most of us pay with our phones or cards when we go shopping. Over the past 15 years, as POS payments and digital transfers have become the norm, money has slowly become invisible, especially for children. They can’t see how much cash we have in our wallets anymore, because our “wallet” now lives inside an app. They don’t see the money leaving our hands when we pay for groceries or a restaurant bill. For them, a simple tap of a phone or card makes everything happen. And

Don’t get me wrong, I don’t want to see my children or my students fail. I want to see them succeed, but I know that success requires many iterations of failing and learning from mistakes. Let me tell you a short story. The Christmas Market Experience Two years ago, I ran a project called “Christmas Market” with a mixed-age class of students between 7 and 10 years old. I divided them into groups to create Christmas products and explained that one of the rules was to use recy

Morgan Housel once said, "Financial education relies more on psychology than money ," and he’s absolutely right. Most of our money...